Terms & Conditions

Last Updated: July 2026

Welcome to Policy Bridge Advisors ("Policy Bridge Advisors," "we," "our," or "us"). These Terms & Conditions ("Terms") govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.

1. About Our Services

Policy Bridge Advisors is an independent insurance marketing and referral service. We help consumers connect with licensed insurance providers and agencies to obtain insurance quotes and compare available coverage options.

We are not an insurance company and do not issue, underwrite, or administer insurance policies.

2. Eligibility

By using this website, you represent and warrant that:

• You are at least 18 years of age.

• You are legally able to enter into binding agreements.

• The information you provide is accurate and complete.

• You are using this website for lawful purposes only.

3. No Insurance Advice

The information provided on this website is for general informational purposes only.

Nothing on this website constitutes:

• Legal advice

• Financial advice

• Tax advice

• Insurance advice

Consumers should consult directly with a licensed insurance professional before making insurance decisions.

4. Quote Requests

When you submit an insurance quote request:

• You authorize us to share your information with participating licensed insurance providers, agencies, and marketing partners.

• You understand that multiple providers may contact you regarding insurance products.

• Submission of a request does not guarantee that you will receive insurance coverage or quotes.

5. Communications Consent

By submitting your contact information through our website, you expressly consent to receive communications from Policy Bridge Advisors and our participating insurance partners by:

• Telephone

• Mobile phone

• Email

• Text message (SMS)

• Artificial or prerecorded voice messages, where permitted by law

This consent applies even if your telephone number appears on a federal or state Do Not Call registry.

Consent is not a condition of purchasing any product or service.

Message and data rates may apply.

You may opt out of marketing communications at any time by following the instructions provided in the communication or by contacting us.

6. Intellectual Property

All website content, including but not limited to:

• Text

• Graphics

• Logos

• Images

• Icons

• Website design

• Software

• Trademarks

is owned by or licensed to Policy Bridge Advisors and is protected under applicable intellectual property laws.

You may not copy, reproduce, modify, distribute, or commercially exploit any content without prior written permission.

7. Prohibited Use

You agree not to:

• Use the website for unlawful purposes.

• Submit false or misleading information.

• Attempt unauthorized access to our systems.

• Distribute malware or harmful code.

• Interfere with website functionality.

• Use automated systems to scrape or collect data from the website.

8. Third-Party Websites

Our website may contain links to third-party websites.

We are not responsible for:

• Third-party content.

• Privacy practices.

• Products or services.

• Website availability.

Your use of third-party websites is at your own risk.

9. Disclaimer of Warranties

This website and all services are provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permitted by law, Policy Bridge Advisors disclaims all warranties, including:

• Merchantability

• Fitness for a particular purpose

• Non-infringement

• Accuracy or completeness of information

• Continuous or uninterrupted availability

We do not guarantee that the website will always be error-free or available.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Policy Bridge Advisors, its owners, employees, affiliates, partners, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Your use of the website.

• Your inability to access the website.

• Errors or omissions in website content.

• Communications with third-party insurance providers.

• Insurance decisions made by participating insurance companies.

11. Indemnification

You agree to defend, indemnify, and hold harmless Policy Bridge Advisors, its affiliates, officers, employees, agents, and partners from any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your violation of these Terms.

• Your misuse of the website.

• Your violation of any applicable law or third-party rights.

12. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice.

Any changes become effective immediately upon posting on this page. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the state or federal courts located in Michigan.

15. Severability

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

Policy Bridge Advisors
Operated by ZAYN MEDIA NETWORKS LLC

Email: info@policybridgeadvisors.com

Phone: +1 (888) 334-7822

Business Address:
22633 N Kane St
Detroit, MI 48223-2538
United States